Centurion Financial Group

Our Expertise

Planning for an early and comfortable retirement, but not sure how to get there?

Get a no obligation strategy session with Centurion Financial Group where we will go over your current superannuation, financial and retirement plan to set you on the pathway to success.

Our Expertise

Planning for an early and comfortable retirement, but not sure how to get there?

Get a no obligation strategy session with Centurion Financial Group where we will go over your current superannuation, financial and retirement plan to set you on the pathway to success.

Centurion Financial Group

Experts in Superannuation Melbourne.

Superannuation is a retirement savings scheme in Australia, which is a mandatory system designed to help Australians save money for their retirement. Employers in Australia are required by law to contribute a percentage of their employees’ wages into a superannuation fund, which is managed by a fund manager.

For many working Australians, superannuation can be an effective way to secure their financial future in retirement. It’s important to regularly review your superannuation fund and level of contributions to ensure your fund is on track to help you reach your retirement goals. The more extensive your goals, the more super you’re likely to need to provide sufficient retirement income, so it’s important to know what opportunities you should be taking advantage of. 

There are many benefits to having superannuation in Australia. Some of the key benefits include:

  1. Tax advantages: Superannuation provides significant tax advantages, both when contributions are made and when retirement benefits are paid out. Contributions made to superannuation are taxed at a lower rate than regular income, and investment earnings within the fund are also taxed at a lower rate.
  2. Long-term savings: Superannuation is a long-term savings vehicle, which means that it can help Australians build up a nest egg for their retirement over many years.
  3. Employer contributions: Employers are required by law to contribute to their employees’ superannuation funds, which means that workers can benefit from additional savings without having to contribute any additional funds themselves.
  4. Diversification: Superannuation funds typically invest in a range of different assets, which helps to diversify investment risk and potentially increase returns over the long term.
  5. Government co-contributions: Low-income earners in Australia may be eligible for a government co-contribution to their superannuation fund, which can help to boost their retirement savings.

Overall, superannuation is an important part of the Australian retirement system, which provides many benefits to workers and helps them to save for a comfortable retirement. This is why here at Centurion Financial Group we are wanting to assist you as best we can in setting you up for retirement and exploring the benefits of what superannuation can bring to you.

Need a personalised solution?

Let us help you understand your financial future with a custom tailored financial plan, investment strategy & superannuation plan that will not only grow your revenue, but save you money.

Scott McDonald Centurion Financial Group

How Can You Maximise Your Superannuation?

Get a no obligation cost consult to see if we are a good fit for you & your goals.

It is never too late to take control of your super, but the rules are complex. It is important to get professional financial advice to ensure you make the most of your superannuation savings.

How You Can Save On Your Tax Bill.

The government provides generous tax incentives to encourage Australians to invest in superannuation each year which can in turn save you thousands.

Tax Savings.

Contributions taxed at 15% and not up to 46.5%

Tax Incentives.

Grow your superannuation and be rewarded by the ATO.

How To Achieve This?

Salary sacrifices with your employer from your pre-tax wages.

Co-Contributions.

Make contributions to your spouse’s super for additional tax savings.

Explore The Benefits of Superannuation.

Tax Savings

  • See how you can pay as little as 15% on your super contributions.

  • Reduce your tax bill for the year and pay less to the ATO.

  • Explore salary sacrificing to reduce your income tax and grow your super.

  • Not only save in tax, but increase your overall wealth overtime.

Growing Your Super

  • Salary sacrificing is a great way to grow super but save in tax.

  • Topping up your super each year to the $27,500 threshold will grow overtime.

  • A lot of options of investing within super including stocks and property.

  • Utilise the benefits of compound interest and growth market growth overtime.

Get Centurion To Contact You Today.